If you care about aligning your investment choices with your moral compass, you will be glad to know that ethical investing is on the rise with many funds structuring their portfolios to meet this demand. Ethical investing means supporting industries that are making a positive impact and an investment return.
If you are aged between 40 and 50 you are probably juggling a lot of balls. This is a decade when many people are carrying a heavy responsibility load. Careers are established, there may be young children or teenagers and ageing parents to consider. It’s a lot and it is easy to take your eye off the ball when it comes to money matters and financial planning. But if you make a bit of time to put a few things in order you will reap the benefits in later years.
The idea of being mortgage-free is very appealing and often a key financial goal for our clients. Paying off your home loan as quickly as possible to avoid paying excess interest has many benefits but many of our clients focused on accumulating wealth are also wondering whether this should be their sole focus. The question is, are there other ways to optimise any spare dollars?
There are some reasonably complex variables to think through which is why there is considerable value in seeking professional financial planning and investment advice.
