As we know the markets have been volatile lately. Risk management is important in this environment.
Nat Webb is a Principal and Financial Planner in the Ipswich office. He speaks to Dan Miles, a Chief Investment Officer at Innova Asset Management about how to approach this environment including the importance of active portfolio management and communication with clients.
Some significant superannuation boosting opportunities have become available because of recent legislation changes. These new Laws are particularly good news for older Australians who stand to benefit the most. If you are assuming the super door has been closed forever, think again. Now is a great time to seek advice on how to minimise tax and maximise your retirement savings. There is also some good news for retirees looking to downsize and those saving for their first home.
The solution to retirement budgeting is not a one size fits all. To get you to your end goal our advisers will ask you some important questions about your financial circumstances and your needs and expectations for retirement. Once we get a clear picture of where you are at we can help you get to where you want to be.
If you care about aligning your investment choices with your moral compass, you will be glad to know that ethical investing is on the rise with many funds structuring their portfolios to meet this demand. Ethical investing means supporting industries that are making a positive impact and an investment return.
If you are aged between 40 and 50 you are probably juggling a lot of balls. This is a decade when many people are carrying a heavy responsibility load. Careers are established, there may be young children or teenagers and ageing parents to consider. It’s a lot and it is easy to take your eye off the ball when it comes to money matters and financial planning. But if you make a bit of time to put a few things in order you will reap the benefits in later years.
