A young couple who recently visited us highlighted the importance of remaining engaged with your financial adviser as life moves on and your circumstances change.

Austin and Erin had put a plan in place seven years ago, but they have since had two children and the economic climate has changed considerably. Their plan was no longer relevant to their needs or goals. Among other things, educating their children at a private school was important to the couple - and they were hoping to afford an overseas trip.

After doing a thorough review, we came up with some new solutions for our clients.

Jane and Damian came to see us last year. A property sale had provided them with a good return, but they were anticipating a large capital gains tax bill. They were also starting to worry about their retirement and were concerned that they had some work to do before they could even think about slowing down.

Paul Dobbrick, director and adviser in the Gympie office explains how he helped with a strategy for them to retire earlier than they thought possible.